Everyday Banking
A new banking experience is here with no account fees and access to world-class features.
FDIC insured…just like a regular bank but different. Get paid up to 2 days early, pay no account fees or overdraft fees and receive access to world-class benefits that you deserve. We offer all the features of a regular bank but without all the hassle. Come experience banking the way it should be!
Let’s do money differently.
Here’s how to start doing money different today.
- Download the Nevly app.
- Manage your Nevly account, refer friends, and more—all in just a few taps.
- Sign up for direct deposit and start earning support credits.
What does doing money different banking look like?
Safe and Secure
24/7 account security with $750,000 worth of FDIC insurance per account. Lock your card from your phone and setup 2 factor authentication for transactions above a certain amount.
2-day-early-paycheck
2-day-early-paycheck Feel the awesomeness of payday up to two days earlier—automatically—when you set up direct deposit. rewrite this in casual speak. Get your payday up to two days early automatically when you set up direct deposit.
No account fees
No account, overdraft, minimum balance, or monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint Network.
No overdraft charges
No matter how careful you are with your budget accidents happen. With Nevly Front Me overdraft protection, you’re covered up to $250 with no fees as long as you have qualifying direct deposits. So, if you accidentally spend more than you have in your account, you can rest easy knowing you’re covered.
Rewards and Loyalty programs
Earn reward points from industry-leading rewards and loyalty programs when you pay with your Nevly debit card.
Automatic savings feature
Save your money, set some savings goals, and save your change with vaults and roundups.
Earn great interest on your money
You can set up direct deposit and earn a 1% annual percentage yield (APY) on the first $25,000 of your checking account balance. On your savings account balances, you’ll earn 2.5% APY. This makes it easy to reach your financial goals. Plus, you can enjoy peace of mind knowing your money is safe and sound.
FAQs
You can earn up to 1.00% APY (annual percentage yield) on your checking account with direct deposit and up to 5% APY on your savings account. Members without direct deposit will earn a lower APY on their checking account balances.
When you set up direct deposit into your account, you are trusting your paycheck with us. We want to repay that trust by making sure that we give you the best of what Nevly has to offer, including up to 1.00% APY (annual percentage yield) on checking accounts, features like No-Fee Overdraft Coverage, 2-Day Early Paycheck, and our Unemployment Protection Program. All of this helps to make sure that your money is always safe with us.
There is no minimum direct deposit amount required for any of these benefits, however, we do require $1,000 of monthly direct deposit inflows to unlock Nevly Front Me Overdraft Protect.
With direct deposit, you can earn 1.00% APY on up to $25,000 in balances. After that, you will earn ---- APY on your checking account balance.
You can set up direct deposit and earn a 1% annual percentage yield (APY) on the first $25,000 of your checking account balance. On your savings account balances, you’ll earn 2.5% APY. This makes it easy to reach your financial goals. Plus, you can enjoy peace of mind knowing your money is safe and sound.
We're proud to say that Nevly has no account fees and no service charges. We're committed to keeping it this way, with no fees on overdrafts, account openings, minimum balances, dormant accounts, or for regular maintenance. Plus, we offer free ATM withdrawals at 55,000+ Allpoint ATMs worldwide and two (2) out-of-network ATM withdrawals per month.
To qualify for Front Me overdraft protection, a member would need to sign up for direct deposit and the coverage would not be effective until thirty (30) days after direct deposit signup. Front Me is an optional, no fee service that requires a single deposit of $500 or more in qualifying direct deposits to the Nevly Spending Account each month. All qualifying members will be allowed to overdraw their account up to $25 on debit card purchases and cash withdrawals initially but may be later eligible for a higher limit of up to $250 based on member's Nevly Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Nevly mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Nevly's discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions. Front Me won't cover non-debit card transactions.
Ready to do money differently?
At Nevly, we believe that your money should work as hard for you as you do for it. That’s why you’ll earn more interest at Nevly in just a few weeks than you will all year with other banks.
