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Doing money different starts with knowing!

Nevly tracks your credit score and gives you real-time alerts when your score changes and insights you can take to improve your credit.

Doing money different starts with your credit score

Sign up for credit score monitoring in under a minute and begin getting insights into your financial health.

Monitor your credit score.

Track your credit score at no cost, with weekly updates to help you stay on top of when your score changes.

Manage your credit utilization.

Link your credit & loan accounts to actively monitor your utilization and payment progress.

Get insights into your credit

Understand the factors that drive your credit score and what you can do to influence them.

Get financial advice tailored to your situation

Access Nevly Member Benefits like I personalized financial advice.

The power to track what impacts your credit score.

Understand what impacts your score

Stay up-to-date with any changes to the key factors contributing to your credit score and learn about the influence you can have on them.

Powered by Equifax

Get your VantageScore® 3.0 credit score, a model developed by all three national credit reporting companies.

This won’t hurt your credit score, or your wallet

We only do a “soft” pull on your credit. Check your score as often as you want – it won’t hurt your score, and its at no cost to you.


You can link your deposit account (checking, savings), investment, and retirement accounts as well as credit cards, student loans, mortgages, and other liabilities. If you’re not able to link your account, you will be able to manually add an account or asset (like an owned car or home) so that you’re able to see your entire net worth. 

Nevly leverages the TransUnion VantageScore 3.0 model which includes several key components:

  • Payment History - comprised of whether you regularly pay your bills on time.
  • Credit Age and Type - average age of your credit accounts and mix of various types such as revolving debt and installment debt. An example of revolving debt is a credit card and an example of installment debt is a student loan.
  • Credit Utilization - the percentage of your credit limit you currently have outstanding.
  • Balances - balances on your credit accounts including current balances as well as delinquent accounts.
  • Inquiries - recent inquiries or applications for new credit.
  • Available Credit - amount of available credit that is unused. 

Checking your own credit report is considered a soft inquiry, which does not impact your credit score. 

Your credit score is used by lenders, among others, as they review your applications for credit and determine your creditworthiness which might influence if they are willing to extend credit and at what terms. It might also be used by landlords, utility providers, and prospective employers. 

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Ready to do money differently?

What are you waiting for? Let’s get to work today!

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